Plain-language summary: Buy our products for your household, use them as intended, don't share or resell them. We stand behind everything with a 30-day refund guarantee. These terms are straightforward — we've written them to be read, not to hide things.
By accessing OurSteady.com or purchasing any of our digital products, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our website or purchase our products.
These Terms apply to all visitors, subscribers, and customers of OurSteady.
OurSteady ("we," "us," or "our") operates OurSteady.com, a digital product business offering financial planning resources for couples. Our products are digital downloads — PDFs, workbooks, templates, and guides — delivered via email after purchase.
Contact us at any time at [email protected].
OurSteady offers digital products including trackers, workbooks, conversation guides, planning systems, and cheat sheets. All products are delivered as downloadable files (primarily PDF format).
We reserve the right to update, modify, or discontinue products at any time. If we make a significant reduction to a product you have purchased, we will notify you and offer a remedy.
Product descriptions on our website are accurate to the best of our ability. Screenshots and previews shown are representative of the actual product.
All purchases are processed securely through Lemon Squeezy, our authorised payment processor. By completing a purchase, you agree to their terms of service. We do not store or have access to your payment card details.
Prices are shown in USD and include any applicable taxes at checkout. All sales are final upon download delivery, subject to our refund policy (Section 5).
If you experience any payment or delivery issues, contact us immediately at [email protected].
30-day happiness guarantee. If any product is not useful after your first money date, email us within 30 days of purchase and we will issue a full refund — no questions asked.
To request a refund:
- Email [email protected] within 30 days of your purchase date
- Include your order number or the email address used at checkout
- We'll process your refund within 5 business days
Refunds are returned to the original payment method. Once a refund is issued, your licence to use the product is revoked and you should delete any downloaded files.
We reserve the right to decline refund requests where there is evidence of abuse of this policy (e.g. repeated purchase-and-refund behaviour across multiple products).
When you purchase an OurSteady product, you receive a personal, non-exclusive, non-transferable licence to use it for your own household. This means:
- Use the product with your partner
- Print it for personal use
- Fill it in digitally or by hand
- Download and save it to your devices
- Reuse it across multiple money dates
- Share the file publicly or with other couples
- Resell, redistribute, or relicense it
- Claim it as your own work
- Use it for commercial teaching or coaching without permission
- Upload it to file-sharing platforms
For bulk licensing, coaching use, or educational licences, please contact us at [email protected] to discuss a commercial arrangement.
All content on OurSteady.com and within our products — including text, design, layout, graphics, frameworks, and methodologies — is the intellectual property of OurSteady and is protected by applicable copyright laws.
The OurSteady name, logo, and brand identity are proprietary. You may not use them without our written permission.
If you believe any content on OurSteady.com infringes your intellectual property, please contact us at [email protected] with details and we will investigate promptly.
Important: OurSteady products are educational and organisational tools. They are not financial advice, investment advice, legal advice, or tax advice. Nothing in our products or on our website should be taken as a recommendation to make any specific financial decision.
Our products are designed to help couples have better conversations about money, build shared financial habits, and organise their financial lives. They are not a substitute for personalised advice from a qualified financial advisor, accountant, or legal professional.
We are not liable for any financial decisions made as a result of using our products. You are responsible for your own financial decisions and should seek professional advice when appropriate.
To the fullest extent permitted by law, OurSteady shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or products, including but not limited to loss of revenue, loss of data, or loss of opportunity.
Our total liability to you for any claim arising from these Terms or your use of our products shall not exceed the amount you paid for the relevant product.
Some jurisdictions do not allow the limitation of liability for personal injury or certain types of loss — in those cases, our liability is limited to the fullest extent permitted by law.
When using OurSteady.com, you agree not to:
- Violate any applicable laws or regulations
- Attempt to gain unauthorised access to any part of our website or systems
- Transmit any harmful, offensive, or spam content through our contact systems
- Use automated tools to scrape, copy, or extract content from our website
- Misrepresent your identity or affiliation in any communications with us
- Engage in any conduct that disrupts or interferes with the normal operation of our website
We reserve the right to refuse service or cancel orders in cases of suspected misconduct or violation of these Terms.
Our website and products may reference or link to third-party websites or services (such as financial tools, resources, or platforms). These links are provided for your convenience only.
We do not endorse, control, or take responsibility for the content, privacy practices, or terms of any third-party site. We encourage you to review the privacy policies and terms of any third-party services you use.
Our payment processor, Lemon Squeezy, operates under their own terms of service and privacy policy, which govern your transaction with them.
We may update these Terms from time to time to reflect changes to our products, legal requirements, or business practices. When we make material changes, we will update the "Last updated" date at the top of this page.
For significant changes that affect your rights, we will notify active customers by email where possible. Your continued use of our website or products after changes are posted constitutes your acceptance of the updated Terms.
We recommend bookmarking this page and reviewing it periodically.
These Terms are governed by and construed in accordance with applicable law. Any disputes arising from these Terms or your use of OurSteady products shall first be attempted to be resolved informally by contacting us at [email protected].
Nothing in these Terms affects your statutory rights as a consumer under the laws of your jurisdiction, including rights related to refunds, product quality, and fair trading.
If you have any questions about these Terms, want to discuss a commercial licence, or need to report an issue, please reach out: